Transcription of Your Guide To Costco Personal Health Insurance
1 Apply Two WaysS ECTION 5 Need assistance? A quote?Call an Aetna authorized agent 1-866-286-3155 or Visit ChecklistYou ll need this info for each person on the application: Date of birth Social Security Number Height/weight Current/past Health Insurance plans Medical history for each applicant (diagnosis, treatment, dates of service, status) Prescription drug information (name, dose, date prescribed) Contact information for doctors (primary care and specialists)There are two convenient ways to apply:BY PHONECall 1-866-286-3155 Speak to an Aetna authorized agent. s how the application process works and what to expect in the days ahead. STEP 1 // APPLY ONLINE You complete the online application on our secure website.
2 If you have questions or need Personal assistance, you can work with a program representative by calling the number above. Note: When you apply online and have to stop in the middle, don t worry. The information will be saved and you can come back to 2 // AETNA REVIEWS INFORMATIONOnce your completed application is received online, Aetna reviews it in what is known as medical underwriting . In order to clarify information about medical conditions or treatments, you may receive a call from Aetna. On average, the review process takes 5 15 days. STEP 3 // AETNA NOTIFIES YOUYou ll be notified by mail. If you re approved, coverage will typically start on your chosen effective date (a future date on the 1st or 15th of the month).
3 Important don t cancel existing Health Insurance until you have been notified of your effective date. your Guide To Costco Personal Health InsuranceInsured by AetnaDiscover the advantages. Find your plan in TO USE THIS GUIDES ection 1 Read about the combination of quality Health Insurance from Aetna and outstanding value from CostcoSection 2 Learn about the Costco member advantages you ll enjoy with the 3 Understand the different options available to 4 Compare plan features and benefits using a detailed 5 Apply two . 0 2 . 9 0 C A2 Need assistance? A quote?Call an Aetna authorized agent 1-866-286-3155 or Visit new Health Insurance program for families and individuals offers the advantages you expect from Costco great value, quality, a brand you can trust, and special members-only benefits.
4 It s made possible through a collaboration between Costco and Aetna Life Insurance Company (Aetna).A unique combination of value and qualityCostco has teamed with Aetna to offer five Health Insurance plans tailored for Costco members. These five plans, insured by Aetna Life Insurance Company, offer quality coverage and features to help fit your lifestyle and financial needs. All plans include special features, innovative programs and lower pricing that have been negotiated on your behalf by by the experience and commitment of AetnaAetna is one of the nation s leaders in Health care, dental, pharmacy, group life, and disability Insurance , and employee benefits. For over 150 years, Aetna has been dedicated to helping people achieve Health and financial security.
5 Aetna puts information and helpful resources to work for its members to help them make better-informed decisions about their Health can expect straightforward information, helpful tools and dedicated customer service making it quick and easy to find the coverage you re looking ECTION 1 Lower monthly premiums for Costco membersLower copayments at Costco pharmaciesPreventive care covered from the start with deductible waived Annual routine physicals Routine office visits Annual routine GYN exams ImmunizationsNationwide Aetna physician and hospital networkUnlimited lifetime maximum coverage (per insured member)Dental Insurance availableIntroducing CostcoPersonal Health InsuranceInsured by AetnaOur plans provide important features you can count onCostco Personal Health Insurance Plan is the name of the program provided for Costco members and underwritten by Aetna Life Insurance Company (Aetna) through an out of state group policy to members of Costco Wholesale Costco .
6 To the extent permitted by law, these plans are medically underwritten and you may be declined coverage in accordance with your Health condition. Medical records may be requested in conjunction with the underwriting process. In some states, individuals may qualify as a business group of one and may be eligible for guaranteed issue, small group Health plans. Aetna small group plans are not associated with , the quality, value and extras you expect from Costco can be yours in an exclusive Health Insurance Costco Personal Insurance plan you apply for, you can look forward to broader major medical benefits, an extensive network of doctors and hospitals, and a variety of helpful services, tools and information.
7 Costco is providing value to its members through benefits like affordable $15 copays on generic prescriptions at Costco pharmacies. In addition, all plans include special features and lower monthly premiums negotiated only for Costco , all plans come with valuable extras, including special programs, services and discounts to help you manage your Costco Member AdvantagesS ECTION 2 D eductible waived for preventive care such as annual exams, doctor visits and annual routine GYN exams in-network N ationwide network of doctors and hospitals N o waiting period to use preventive care benefits D eductible waived for generic prescriptions N o referrals required to see a specialist N o copay or coinsurance for immunizations up to age 21 in-network P reventive Colonoscopy exams covered at no copay in-network F lexible family coverage U nlimited lifetime coverage D ental Insurance available L ower monthly premiums negotiated only for Costco members L ower copayments at Costco pharmacies L ower copayments for generic prescriptions 2 4/7 assistance with work/
8 Life issues F ree concierge service for help with appointments, important errands, and more O nline interactive wellness programs tailored to your needs S upport of Personal Health Advocate for Costco Executive Members T his feature does not apply to the Health Savings Account (HSA) Compatible Plan. S ecure member website/ online Health records 2 4/7 nurse hotline S avings on services, such as chiropractic care, acupuncture, massage therapy and dietetic counseling F ree 30 day Program from Jenny weight loss A ccess to preferred rates on gym memberships C onvenient mail-order pharmacy optionsDiscount programs provide access to discounted prices and are NOT insured benefits.
9 The member is responsible for the full cost of the discounted Coverage For details see benefit gridsExclusive FeaturesValuable Extras4 EXCLUSIVE Costco MEMBER ADVANTAGES // SECTION 2 (continued)BUDGET-FRIENDLY PRICING AND FEATURESC ostco has arranged for you to receive lower rates on Health care products and services provided through these plans. You also save with lower copays for prescription drugs at Costco pharmacies. Even the way the family deductible is calculated saves you money. Unlike other plans, ours allow all family members to contribute to meeting the deductible, which helps lower your out-of-pocket NATIONWIDEDo you travel for business or pleasure? Good news!
10 You re covered nationwide by Aetna s network, which includes over 971,000 primary care physicians, specialists and other Health care professionals, along with over 5,400 hospitals*. It s easy to find out if your physician is in-network simply call a program representative at 1-866-286-3155 or go to and click on Find a Doctor on the left side of the addition, you can be reimbursed for emergency or urgent care when you travel outside the United FAMILY COVERAGEYou can apply for coverage for yourself, and your dependents; including your spouse/domestic partner, children and grandchildren, so long as they meet eligibility requirements. Applicants may be subject to medical underwriting.
