YOUR GUIDE TO TRANSAMERICA’S TRENDSETTER SUPER …

1 YOUR GUIDE TO transamerica STRENDSETTER SUPER SERIEST rendsetter SuperTrue protection and a high coverage solution. TRENDSETTER SUPER term life insurance can be used to help meet you and your family s needs, whether it s paying the mortgage, college tuition, final expenses, or to assist with basic everyday needs. It can give you early access to your policy s death benefit, should you experience a qualifying terminal illness. Term life insurance can help your loved ones to afford to live the life they ve always known, should you pass too BUILD A FINANCIAL SAFETY NETCOVER PHOTO: (PHOTOGRAPHER)PHOTO: (PHOTOGRAPHER)2 3 Are people counting on you?

2 If so, purchasing a TRENDSETTER SUPER term life policy may help. Should the unexpected happen, the TRENDSETTER SUPER can help replace your income, protect your family, or ensure your business can continue. PROTECTION FOR YOUR FAMILYWhat if you weren t there to hold your child s hand on their wedding day? Would your spouse be able to make ends meet, let alone afford their special day, should you pass too soon? The TRENDSETTER SUPER can help protect your loved ones in the time of an unexpected death or terminal illness.

3 It can help pay for major expenses such as, a mortgage, college tuition, or even a wedding many of life s biggest moments. PROTECTION FOR YOUR BUSINESS Imagine what would happen to your business if you or another key employee were to pass away. Often, businesses may not think about the risk associated with the loss of key individuals within their TRENDSETTER SUPER can be helpful during the most difficult of times. It can help your business stay afloat. THE TRENDSETTER SUPER IS HERE FOR YOU The TRENDSETTER SUPER provides the flexibility to have a policy with a face amount of $25,000 to $10 million and up in coverage, and allows up to $99,999 without the need for a medical exam.

4 Keep in mind, the issuance of the policy may depend upon the answers to the health questions on the application. Plus, your premium is guaranteed to remain the same throughout the entire initial term period choose from 10, 15, 20, 25, or 30 years. And at the end of the term period, you may be able to convert the policy to permanent life insurance without having to undergo an additional medical exam. That s what the TRENDSETTER SUPER is all about, customization to fit your lifestyle with different coverage amounts, term periods, and optional add-ons.

5 4 5 While you ll never know when the unexpected could happen, we can help you plan for it. In fact, that s our specialty. We re passionate about helping you and your family achieve financial well-being at every stage of a transamerica insurance professional today. Together we ll create solutions to help you have a bright financial transamerica ?Product FeaturesAvailable for issue ages: 18-80 Face amounts available: $25,000 to $10 million and up Non-med underwriting* available: Up to $99,999* Choice of initial term periods: 10, 15, 20, 25, or 30 yearsAUTOMATICALLY INCLUDED:Terminal Illness Accelerated Death Benefit (ADB) EndorsementADDITIONAL BENEFITS: ** >Waiver of Premium Rider >Income Protection Option (IPO) >Children s insurance Rider (CIR) >Accident Indemnity Rider* Age and risk class limitations apply.

6 ** Certain riders are available at an additional cost. Riders and rider benefits have specific limitations and may not be available in all jurisdictions. For complete details including the term and conditions of each rider and exact coverage provided, please consult your transamerica life insurance professional. 6 7 TRENDSETTER SUPER Series are term life insurance policies issued by transamerica life insurance company , Cedar Rapids, IA and in New York by transamerica Financial life insurance company , Harrison, NY.

7 Policy Forms ICC16 TL22, TL22, 1-322 11-107, 1-306 11-107, 1-305 11-107, 1-304 11-107, 1-303 11-107, or 1-334 11-107 issued by transamerica life insurance company and 3-306 38-111, 3-305 38-111, 3-304 38-111, 3-303 38-111, or 3-334 38-111 issued by transamerica Financial life insurance company . Premiums increase annually for TRENDSETTER SUPER YRT, and beginning in year 11 for the 10- year policy, in year 16 for the 15-year policy, in year 21 for the 20-year policy, in year 26 for the 25-year policy, and in year 31 for the 30-year policy.

8 Policy forms and numbers may vary, and these policies and the riders may not be available in all jurisdictions. insurance eligibility and premiums are subject to underwriting. In most states, in the event of suicide during the first two policy years, death benefits are limited only to the return of premiums Financial life insurance company is authorized to conduct business in New York. transamerica life insurance company is authorized to conduct business in all other variations may