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Sewale Abate (PhD) Solomon Demena . Challenges and prospects of International Financial Reporting Standards (IFRS) Adoption in Ethiopia . Supervisor: Sewale Abate (PhD) Tsion Sisay . Challengs and Opportunities of interesr free banking in Ethiopia . Supervisor: Sewale Abate (PhD) Mamo Etea Sefisa . Challenges on Credit Appraisal and Lone Follow-Up:

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