APPENDIX D: VALUATION PROTOCOL - HUD.gov / …
1/06 D- 1 APPENDIX D: VALUATION PROTOCOL The appraisal process is the lender s tool for determining if a property meets the minimum requirements and eligibility standards for a FHA-insured mortgage. Underwriters bear primary responsibility for determining eligibility; however, the appraiser is the on-site representative for the lender and provides preliminary verification that the General Acceptability Criteria standards have been met. FHA RESIDENTIAL APPRAISAL REQUIREMENTS This section provides specific instructions for completing appraisal report forms.
4150.2 1/06 D- 5 Describe the nature of the deficiency and recommend repairs, alterations or required inspections, if any, in the improvements section under physical deficiencies/adverse conditions.
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