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Building To g e t h e r2021 Annual ReportTable of ContentsOUR STRATEGY 1Group President and CEO s Message 2Chair of the Board s Message 4Proven Business Model 5Purpose-Driven 7Our Environmental, Social and Governance strategy 8Forward-Focused 11MANAGEMENT S DISCUSSION AND ANALYSIS 14Glossary 125FINANCIAL RESULTSConsolidated Financial Statements 127Notes to Consolidated Financial Statements 139Ten-Year Statistical Review 218Board Committees 220Shareholder and Investor Information 221For information on TD s commitment to the community and our environment

Cherie L. Brant Oakville, Ontario Partner, Borden Ladner Gervais LLP, Tyendinaga Mohawk Territory, Ontario Amy W. Brinkley Consultant, AWB Consulting, LLC, Toronto, Ontario Charlotte, North Carolina Brian C. Ferguson Corporate Director, and former President and Chief Executive Officer, Cenovus Energy Inc., Calgary, Alberta Colleen A. Goggins

  Brant

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TD BANK GROUP for you

www.td.com

TD BANK GROUP 2017 ANNUAL REPORT 19504 FSC Logo ® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank or a wholly-owned subsidiary, in Canada and/or other countries.

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Independent Auditors’

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Process Guidelines for Issuing Green Bonds (“Principles”) as well as the use of proceeds section of the bonds’

  Bond, Green, Green bonds

GLOSSARY Financial and Banking Terms - TD

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GLOSSARY Financial and Banking Terms A non-GAAP financial measure used to assess each of the Bank’s businesses and to measure the Bank’s overall performance. Allowance for Credit Losses: Total allowance for credit losses consists of counterparty-specific, collectively assessed allowance for

  Terms, Financial, Glossary, Glossary financial

oom - TD

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• The Canadian oil sands have long been criticized for their large carbon foot print. The Alberta govern- ment’s climate change plan will limit emissions in the sector and put a price on carbon, set to begin

  Alberta, Sand, Salon id

Code of Conduct and Ethics. - TD

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The Code of Conduct and Ethics (Code) establishes the standards that govern the way we deal with each other, our customers, shareholders, governments, regulators, suppliers, competitors, the media and the public at large.

  Code, Conduct, Ethics, Code of conduct and ethics

proVinciAL economic forecAst - TD Bank, N.A.

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• Since our last Provincial Economic Forecast (PEF) in December, economic prospects have brightened, driving us to upgrade our 2017 growth outlook for nearly all provincial economies. Ontario, B.C. and Alberta received the most significant lift.

  Economic, Outlook, Provincial, Forecast, Provincial economic forecast

Do you have a complaint?

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If you have a concern relating to services you have received from TDAM, please contact your relationship manager or a TDAM associate directly. If you are not satisfied with the resolution provided in Step 1, please proceed to Step 2. Step 2: Escalate your complaint You can escalate your complaint in the following ways: 1.

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Consolidated Financial Statements - TD

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TD BANK GROUP ANNUAL REPORT 2020 FINANCIAL RESULTS 125 FINANCIAL RESULTS Consolidated Financial Statements PAGE PAGE ... the consolidated financial statements, TD recognized $9,384 million in allowances for credit losses on its consolidated balance sheet using an expected credit loss model (ECL). The ECL is an unbiased and probability-

  Testament, Financial, Consolidated, Results, Consolidated financial statements, Financial results, Financial results consolidated financial statements

Small Business Accounts and - TD

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Small Business Accounts Service Plans and related products Business Chequing Account 1 S ervice Plans Our Service Plans for Small Businesses offer convenient banking options and are available in Canadian and U.S. Dollars. This comparison chart can help you decide which plan is best suited to meet your needs. Business Chequing Account Service Plans

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TD Bank Group Reports Fourth Quarter and Fiscal 2021 Results

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this document, the Management’s Discussion and Analysis (“2021 MD&A”) in the Bank’s 2021 Annual Report under the headings “Economic Summary and Outlook” and “The Bank’s Response to COVID-19”, under the headings “Key Priorities for 2022” and “Operating Environment and Outlook” for the Canadian Retail, U.S. Retail, and ...

  Economic, Outlook, Summary, Economic summary

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