Section C. Borrower Credit Analysis Overview
HUD 4, Section C4-C-1Section C. Borrower Credit AnalysisOverviewIn This SectionThis Section contains the topics listed in the table NameSee Page1General guidelines for Analyzing BorrowerCredit4-C-22Guidelines for Credit Report Review4-C-73Evaluating Non-Traditional Credit andInsufficient Credit4-C-164Borrower Liabilities: Recurring Obligations4-C-185Borrower Liabilities: Contingent Liabilities4-C-216Borrower Liabilities: Projected Obligations andObligations Not Considered Debt4-C-23Chapter 4, Section CHUD General guidelines for Analyzing Borrower CreditIntroductionThis topic contains information on the general guidelines for analyzingborrower Credit , including past Credit performance analyzing Credit history documenting Analysis of delinquent accounts lack of established Credit history verifying and documenting non-traditional Credit providers, and non-traditional mortgage Credit report (NTMCR).Change DateMarch 1, CreditPerformancePast Credit performance is the most useful guide to determining a Borrower s attitude toward Credit obligations, and predicting a Borrower s future who have made payments on previous and current obligations in atimely manner represent a reduced risk.
HUD 4155.1 Chapter 4, Section C 4-C-1 Section C. Borrower Credit Analysis Overview In This Section This section contains the topics listed in the table below. Topic Topic Name See Page 1 General Guidelines for Analyzing Borrower
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