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Spectra Aqua

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PAGE 1Benefit Option Brochure 2018Spectra aqua A first-time healthcare buyer The young, fit and healthy individual People who are looking for pure hospital cover only Those looking for basic preventative care coverPAGE 2Overall Annual Limit (OAL)Unlimited General HospitalisationIn-Hospital co-payments These procedures are subject to the following co-payments:Dental in hospital No benefit, Endoscopic: gastroscopy *, Colonoscopy * and Sigmoidoscopy R1,500, Hysterectomy R3,000 Laparoscopy, Hysteroscopy, Endometrial Ablation R2,500, Diagnostic Arthroscopy - No Benefit, Procedural Arthroscopy - R 2000Non-surgical medical admissions R1,000, Reflux Surgery No benefit1.

PAGE 2 Overall Annual Limit (OAL) Unlimited General Hospitalisation In-Hospital co-payments These procedures are subject to the following co-payments: Dental in hospital – No benefit, Endoscopic: Gastroscopy *, Colonoscopy * and

  Precast, Aqua, Spectra aqua, Gastroscopy

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