Section C. Borrower Credit Analysis Overview

www.hud.gov

The TOTAL Scorecard Refer recommendation requires the borrower to provide an explanation for major indications of derogatory credit, such as judgments and collections, and any minor indications within the past two years. Reference: For more information on the TOTAL Scorecard recommendations, see the TOTAL Mortgage Scorecard User Guide.

  Scorecard, Guide, User, Analysis, Direct, Total, Mortgage, Borrower, Borrower credit analysis, Total scorecard, Total mortgage scorecard user guide