Ability -to-Repay and Qualified Mortgage Rule

Points-and-Fees Calculation: Inclusion of Loan Originator Compensation. The June 2013 ATR/QM Concurrent Final Rule modifies the requi rements regarding the inclusion of loan originator compensation in the points-and-fees calculation. (See “What are the QM points-and-fees caps and what do I include when calculating points and fees?

  Calculation, Fees, Fees calculation