Home Ownership and Equity Protection Act (HOEPA) Rule

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disclosure under RESPA, or the §1026.40 disclosure for home equity lines of credit (HELOCs). The October 2013 Interim Final Rule modified the January 2013 HOEPA Rule to require that the consumer receive the high-cost mortgage disclosures under §1026.32(c) before counseling, for transactions where the other disclosures

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