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2017 ANNUAL REPORT - Scotiabank

2017 ANNUAL REPORT . WHY INVEST IN. Scotiabank ? DIVIDEND. GROWTH Diversified by business and Focused on digitization to Dollars per share geography; providing sustainable strengthen customer experience and growing earnings and improve efficiency Earnings momentum in personal, Strong risk management culture $. commercial and wealth businesses globally Consistent record of dividend increases Attractive growth opportunities CAGR = 6% Strong balance sheet with prudent in our key Pacific Alliance markets 13. 13. 14. 14. 15. 15. 16. 16. 17. 17 capital and liquidity positions EARNINGS. RETURN. PER SHARE*. Diluted, dollars per share ON EQUITY:*. VS in 2016. $. STRONG CAPITAL POSITION. CAGR = 7%. 13 14 15 16 17. 13 14 15 16 17. *Adjusted - please refer to page 14 of the MD&A.

Our historic agreement with MLSE provides us with even more opportunities to give back to the communities in % | 2017 SCOTIABANK ANNUAL REPORT

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