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2017 ANNUAL REPORT - Scotiabank

2017 ANNUAL REPORT . WHY INVEST IN. Scotiabank ? DIVIDEND. GROWTH Diversified by business and Focused on digitization to Dollars per share geography; providing sustainable strengthen customer experience and growing earnings and improve efficiency Earnings momentum in personal, Strong risk management culture $. commercial and wealth businesses globally Consistent record of dividend increases Attractive growth opportunities CAGR = 6% Strong balance sheet with prudent in our key Pacific Alliance markets 13. 13. 14. 14. 15. 15. 16. 16. 17. 17 capital and liquidity positions EARNINGS. RETURN. PER SHARE*. Diluted, dollars per share ON EQUITY:*.

CEO’S MESSAGE to Shareholders Dear fellow Shareholders, At 185 years old, Scotiabank is older than the country of Canada itself. From our humble beginnings in …

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