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2017 ANNUAL REPORT - Scotiabank

2017 ANNUAL REPORT . WHY INVEST IN. Scotiabank ? DIVIDEND. GROWTH Diversified by business and Focused on digitization to Dollars per share geography; providing sustainable strengthen customer experience and growing earnings and improve efficiency Earnings momentum in personal, Strong risk management culture $. commercial and wealth businesses globally Consistent record of dividend increases Attractive growth opportunities CAGR = 6% Strong balance sheet with prudent in our key Pacific Alliance markets 13. 13. 14.

CEO’S MESSAGE to Shareholders Dear fellow Shareholders, At 185 years old, Scotiabank is older than the country of Canada itself. …

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