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A Summary of Your Rights Under the Fair Credit Reporting Act

1 Para informaci n en espa ol, visite o escribe a la Consumer Financial Protection Bureau, 1700 G Street , Washington, DC 20552. A Summary of your Rights Under the Fair Credit Reporting Act The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer Reporting agencies. There are many types of consumer Reporting agencies, including Credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records).

3 placed on a consumer’s credit file. Upon seeing a fraud alert display on a consumer’s credit file, a business is required to take steps to verify the consumer’s identity before

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