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An Employee’s Guide to Health Benefits Under COBRA - DOL

AN EMPLOYEE'S Guide TO. Health Benefits Under . COBRA . This publication has been developed by the Department of Labor, Employee Benefits Security Administration (EBSA). To view this and other publications, visit the agency's Website. To order publications, or to speak with a Benefits advisor, contact EBSA electronically. Or call toll free: 1-866-444-3272. This material will be made available in alternative format to persons with disabilities upon request: Voice phone: (202) 693-8664. TTY: (202) 501-3911. This booklet constitutes a small entity compliance Guide for purposes of the Small Business Regulatory Enforcement Fairness Act of 1996.

Medicare initial enrollment period and did not enroll in Medicare Part A or B, you have an 8-month special enrollment period, beginning the earlier of: • The month after your employment ends; or • The month after your group health coverage ends. If you elect COBRA coverage instead of Medicare, you may have to pay a late enrollment penalty and

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