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BIS Working Papers
BIS Working Papers No 880 Rise of the central bank digital currencies: drivers, approaches and technologies by Raphael Auer, Giulio Cornelli and Jon Frost Monetary and Economic Department August 2020 JEL classification: E58, G21. Keywords: central bank digital currency, CBDC, central banking, digital currency, digital money, distributed ledger technology, blockchain. BIS Working Papers are written by members of the Monetary and Economic Department of the Bank for International Settlements, and from time to time by other economists, and are published by the Bank. The Papers are on subjects of topical interest and are technical in character. The views expressed in them are those of their authors and not necessarily the views of the BIS. This publication is available on the BIS website ( ). Bank for International Settlements 2020. All rights reserved. Brief excerpts may be reproduced or translated provided the source is stated.
policy approach taken to researching and developing a CBDC. Based on public reports and in-depth interviews with the experts in respective central banks, we describe three advanced approaches: the Chinese Digital Currency Electronic Payments (DC/EP), the Swedish e -krona and the Bank of Canada’s CBDC contingency plan. While
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