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BIS Working Papers
BIS Working Papers No 880 Rise of the central bank digital currencies: drivers, approaches and technologies by Raphael Auer, Giulio Cornelli and Jon Frost Monetary and Economic Department August 2020 JEL classification: E58, G21. Keywords: central bank digital currency, CBDC, central banking, digital currency, digital money, distributed ledger technology, blockchain. BIS Working Papers are written by members of the Monetary and Economic Department of the Bank for International Settlements, and from time to time by other economists, and are published by the Bank.
wholesale CBDCs are more advanced in economies that have higher financial development . Next, we look at four attributes of CBDC technical designs, following the taxonomy of Auer and Böhme (2020) . W e show that a rising number of central banks are considering “ H ybrid” or “ Intermediated” architectures where the CBDC is a cash -
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