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INTERAGENCY FAIR LENDING EXAMINATION PROCEDURES

_____. Office of the Comptroller of the Currency Federal Deposit Insurance Corporation Federal Reserve Board Office of Thrift Supervision National Credit Union Administration _____. INTERAGENCY fair LENDING EXAMINATION PROCEDURES August 2009. CONTENTS. INTRODUCTION i PART I - EXAMINATION SCOPE GUIDELINES 1. Background 1 Step One Develop an Overview 5. Step Two - Identify Compliance Program Discrimination Risk Factors 6. Step Three - Review Residential Loan Products 7. Step Four - Identify Residential LENDING Discrimination Risk Factors 8.

The lender discussed the credit report with them and determined that the adverse information, a judgment against the couple, was incorrect ... the art” is more likely to be advanced if the agencies have some latitude to incorporate promising innovations. These interagency procedures provide for that latitude.

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