Transcription of CALIFORNIA FAIR DEBT COLLECTION PRACTICES …
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1 CALIFORNIA fair debt COLLECTION PRACTICES ACT Updated 1 January 2012 I. BACKGROUND A. Contents: This memorandum summarizes CALIFORNIA 's fair debt COLLECTION PRACTICES Act, CALIFORNIA Civil Code (the "CCC") 1788 et seq. (the "Act"). B. Legislative Intent: The main purposes of the Act, also known as the Rosenthal fair debt COLLECTION PRACTICES Act, are (1) to prohibit debt collectors from using unfair and deceptive acts to collect consumer debts; and (2) to require debtors to act fairly in entering into and honoring their consumer debts. C. Definitions: The Act defines " debt COLLECTION " as "any act or practice in connection with the COLLECTION of consumer debts," Civil Code (b), and a " debt collector" as "any person who, in the ordinary course of business, regularly.
1 CALIFORNIA FAIR DEBT COLLECTION PRACTICES ACT Updated 1 January 2012 I. BACKGROUND A. Contents: This memorandum summarizes California's Fair Debt
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The federal Fair Debt Collection, The federal Fair Debt Collection Practices Act, Fair Debt Collection Practices Act, Practices, Debt, FAIR DEBT COLLECTION PRACTICES, SAMPLE LETTER TO COLLECTION AGENCY, Fair Debt, The Philadelphia Fair Practices Ordinance, Philadelphia, MANUAL FOR ENTRY LEVEL, Manual For Entry Level Debt, Affirmative Defenses and Counterclaims, AFFIRMATIVE DEFENSES, AND COUNTERCLAIMS