Transcription of List of Affirmative Defenses and Counterclaims
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LIST OF Defenses , Affirmative Defenses , AND Counterclaims Truth in Lending Act (TILA) Citation: 15 1601, et seq. 12 Part 226 (Regulation Z) Liable Parties Creditor (generally the original lender) Assignee, if violation apparent on face of documents Actionable Wrongs: Failure to disclose credit information or cancellation rights Material Violations (grounds for rescission) Amount financed Finance charge Annual percentage rate Total of payments Payment schedule Failure to give proper notice of right to cancel
LIST OF DEFENSES, AFFIRMATIVE DEFENSES, AND COUNTERCLAIMS Truth in Lending Act (TILA) Citation: 15 U.S.C. §1601, et seq. 12 C.F.R. Part 226 (Regulation Z)
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