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“Certificates of Insurance” and “Additional Insured ...

87 Certificates of insurance and additional Insured Coverage: Maximize Value and Avoid Pitfalls robyn andersonCoverage IssuesThe Basics: Who Is an additional Insured ? Starting with square one, it s important to un-derstand who an additional Insured is. It s not a named Insured . And it s not an additional named Insured . These are the entities to whom the policy is issued. Named insureds have the greatest respon-sibilities ( , premium payment) and rights ( , ability to negotiate terms) under the policy. An additional Insured , in contrast, is gener-ally a person or entity that is doing business with the named Insured (or additional named insureds), Parties doing business together commonly request and receive additional Insured pro-tection, but rarely understand the full benefits and risks associated with the coverage.

88 The John Liner Review such that it makes sense to add the other person or entity as an “additional insured” to the policy by endorsement or amendment.

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  Certificate, Insurance, Additional, Insured, Additional insured, Certificates of insurance and additional insured

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