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Challenges & Opportunities for Merchant Acquirers

Challenges & Opportunities for Merchant AcquirersIn the rapidly changing global payments landscape, Merchant Acquirers face increasing Challenges which bring new opportunitiesthe way we see itCards & PaymentsThe information contained in this document is proprietary. 2012 Capgemini. All rights reserved. Rightshore is a trademark belonging to Highlights 32. The Basics of Merchant Acquiring Key Participants Key Functions 53. A Look at the Global Acquiring Industry Acquiring Industry Structure 84. Key Trends Increasing Regulatory Scrutiny on Debit Interchange Dilemma of Having Independent Sales Agents versus In-house Sales Force Lack of Awareness About PCI-DSS Among Small Merchants Rising Need of Training and Educating Sales Agents Expanding Usage of Mobile Payments Solutions Compelling Need for Providing Differentiated Service 115. Key Challenges Debit Interchange Fee Regulation Challenge to Make Small Merchants PCI-DSS Compliant Competitive Threat from Non-Traditional Players Increasing Card Fraud in Card-Not-Present Situations Merchant Attrition 176.

SunTrust Merchant Services, and also owns 40% equity in Wells Fargo Merchant Services and PNC Merchant Services. The consolidation has enabled these large acquirers to leverage economies of scale and provide more cost effective solutions to customers. On the other hand, consolidation in the industry has also resulted in many acquirers

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