Transcription of CHAPTER 4: BORROWER ELIGIBILITY
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CHAPTER 4: BORROWER ELIGIBILITY
HB-1-3550 overview Ensuring that all applicants served are eligible and receive the correct amount of assistance is a significant responsibility of Loan Originators and Loan Approval Officials. A BORROWER must be income-eligible, demonstrate a credit history that indicates ability and willingness to repay a loan, and meet a variety of other program requirements . This CHAPTER provides guidance for each of these areas. Section 1: Evaluating BORROWER Income provides instructions for calculating and verifying annual, adjusted, and repayment income.
requirements applicants must meet to be eligible for the program. • Section 5: Processing the Certificate of Eligibility provides policies and procedures for processing Form FD 1944-59, Certificate of Eligibility. SECTION 1: EVALUATING BORROWER INCOME 4.2 OVERVIEW [7 CFR 3550.53(a) and (g), 7 CFR 3550.54]
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