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Chesnara

Chesnara Solvency and Financial Condition Report 2016 TABLE OF CONTENTS Chesnara | SOLVENCY AND FINANCIAL CONDITION REPORT 2016 SUMMARY 1 AUDITOR S REPORT AND OPINION 3 DIRECTORS RESPONSIBILITY STATEMENT IN RESPECT OF THE SOLVENCY AND FINANCIAL CONDITION REPORT ( SFCR ) 5 A. business AND PERFORMANCE 6 business 6 Underwriting performance 12 Investment performance 13 Performance of other activities 14 Any other information 14 B. SYSTEM OF GOVERNANCE 15 General information on the system of governance 15 Fit and proper requirements 23 Risk management system including the own risk and solvency assessment 24 Internal control system 30 Internal audit function 33 Actuarial function 34 Outsourcing 34

65 G. ANNEX – QUANTITATIVE REPORTING TEMPLATES 66 S.02.01.02 - Balance Sheet 66 S.05.01.02 - Premiums, claims and expenses by line of business 68

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Annual Report & Accounts 2016 - Chesnara

www.chesnara.co.uk

WELCOME TO THE CHESNARA ANNUAL REPORT & ACCOUNTS FOR 2016. Cautionary statement This document may contain forward-looking statements with respect to certain of the plans and current expectations relating to the future financial condition, business performance and results of Chesnara plc.

  Annual, Report, 2016, Account, Annual report amp accounts 2016, Annual report amp accounts

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