Transcription of Contents
{{id}} {{{paragraph}}}
Example: tourism industry
Contents
Mortgage Lending Criteria & Guidance (Effective 30th July 2018) 1 Contents Page High Level Summary of Lending Criteria 2 Application Submission 3 Borrower (also see Employment Status) - Affordability (also see Income & Financial Commitments on pages 7-8) - Bankruptcy / Individual Voluntary Arrangements (IVA) - Convictions, County Court Judgements (CCJ) and Defaults - Credit Score / credit search - Number of applicants and residency 3-5 Buy to Let (including Remortgage of Let to Buy) - Portfolio landlords - Assessment of rental income - Houses in Multiple Occupation (HMO) 5-6 Early Repayment & Other Fees 6 Employment Status - Contractors - Directors of limited companies including Limited Partnerships / LLPs - Employees & second employment - Self Employed including Sole Traders / Partnerships / Short term contracts - Qualified Accountants list of acceptable professional accountancy organisations 6-8 Guarantors 8 Holiday Let 9-10 Income & Financial Commitments (Underwriting) - Primary & other income - Financial commitments including those due to expire in the next 12 months - Background Buy to Let properties - Credit card & overdraft facilities 10-11 Insurance 11 Lending into Retirement
Mortgage Lending Criteria & Guidance (Effective 4th June 2018) 1 Contents Page High Level Summary of Lending Criteria 2 Application Submission 3 Borrower (also see Employment Status)
Loading..
Tags:
Information
Domain:
Source:
Link to this page:
Please notify us if you found a problem with this document: