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Deferred Compensation Plan & NYCE IRA

Dear Sir/Madam:If you have been named a beneficiary by a New York City Deferred Compensation plan participant, you may be entitled to receive funds from his or her booklet will explain the distribution and rollover choices available to you so that you can make an informed decision about what is best for your personal situation. You should, however, seek the advice of a financial plan -ner or tax consultant before making your date when you must begin to receive benefit payments and the maximum period over which you may receive benefits depends on: The age of the plan Participant when he or she died; Whether the plan Participant was receiving benefits from the plan ; Whether you are the Participant s spouse, another individual, or the representative of a non-individual (charity, trust, institution).

Beneficiaries’ Frequently Asked Questions ... five consecutive taxable years which began with the first day the deceased ... if you bought similar fund shares outside of the Plan. Re-member, fees count. Every dollar paid in higher fees reduces your return by that dollar. Before you consider moving your

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  First, Plan, Frequently, Asked, Deferred, Dollar, Frequently asked

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