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Defined Contribution Retirement Plan Basic Plan Document ...

Safe Harbor Nonelective Employer Contributions .....5 4.9. Qualified Nonelective Employer Contributions .....5 4.10. Allocation of Nonelective Employer Contributions ... (“ADP” Test) ..... 18 12.6. Allocation and Distribution of Excess Contributions ....19 12.7. Income or Loss on Excess Deferrals or Excess ...

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