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Digital banking for small and medium-sized enterprises ...

Digital banking for small and medium-sized enterprisesImproving access to finance for the underservedContents3 Foreword 4 SMEs: An unserved and underserved market Indonesia Malaysia Philippines Singapore Thailand 13 The SME landscape 43 Key challenges to serving the SME market 48 Innovative solutions and business models to address SME needs 55 ConclusionImportant notice from Visa:The contents of this report are provided AS IS and intended for informational purposes only and should not be relied upon for operational, marketing, legal, technical, tax, financial or other advice.

Note: 1 March 08, 2015 exchange rate used: 1 USD = 3.6 MYR, 1 USD = 44.31 PHP 1 USD = 12,747 IDR, 1 USD = 33 THB, 1 USD = 1.36 SGD 2 GDP figures from 2013 Source: Asia SME Finance Monitor 2013, Bank Negara Malaysia, SME Corporation, Securities Commission Malaysia, Bank Indonesia, Bank of

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