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DIGITAL FINANCIAL SERVICES POLICY

GOVERNMENT OF GHANAMINISTRY OF FINANCEDIGITAL FINANCIAL SERVICES POLICYF ront Cover Photo Credits: Fairphone, 2014 ; John O Bryan, 2015 and Erik (HASH) Hersman, 2008 Back Cover Photo Credit: John O Bryan, 2015 Government of Ghana Ministry of FinanceDigital FINANCIAL SERVICES Policy1 Photo Credit: John O Bryan, 2015 Globalization and digitization are two major trends that will shape the future of nations. Despite the many challenges associated with adapting to increasingly globalized markets and rapidly changing technologies, Ghana is well-positioned to take advantage of these two trends as it strives to create a vibrant economy that benefits all Ghanaians. The Government of Ghana has identified FINANCIAL inclusion as a key pillar of efforts to developing its DIGITAL economy.

of a virtual payment addressing system, a payment bridge and a governance structure 5. Digital payment use cases Prioritize the digitization of payment use cases such as small-value informal pensions, government payments, remittances, merchant payments, and utility payments, leveraging technologies to improve design, delivery and monitoring.

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