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Quick Reference Guide

Reference GuideTo help ensure your clients are happy with your advice and MyState s service we ve put together this handy Quick Reference Guide to help. Here you will find a summary of our policies. More detail is available in our Lending Procedure document on the Broker TypesIndividualMust be over 18, and be: Permanent residents or citizens of Australia or New Zealand or; Temporary Resident of Australia must hold a Temporary Skills Shortage visa with no less than 2 years until expiry*Parental Guarantee May be accepted from the parents of the borrower(s) if they are willing and able to offer that security Suitability of the security offered and the guarantors overall situation will be taken into account when assessing the appropriateness of a parental guarantee A maximum loan amount of $850,000 applies Term deposits are also accepted for securityCompany Incorporated in Australia**Trust (individual or corporate) Fixed Unit and discretionary (family)

PAYG: no details required Self employed: Full details and breakdown is required. Cash out for working capital is not permitted. $50,000 - $350,000 Applicants required to supply specific details as to the purpose or use of the funds. This should include a level of granularity to identify

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Broker Submission Checklist

brokers.mystate.com.au

Broker Name Customer requires Offset Account Yes No Fast Refinance Applicant’s Name The items in this checklist are required for the loan application to be placed in queue for assessment A. APPLICATION FORM Broker notes Completed application form with broker & customer signatures. Pages 3,8,10 & 11.

  Checklist, Submissions, Broker, Broker submission checklist

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Statement for year ending 30 June

www.ato.gov.au

PAYG payment summary statement This form is part of the PAYG payment summary annual report. See reverse of page for how to complete this form. If you report your payment summary information to us electronically, do not complete this form. Payment summaries printed from payroll software should not accompany this form.

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PA payment summary iniviual nonbusiness

www.ato.gov.au

payment summary’ box on the top of this form will be marked with an X. If you have received an amended payment summary and not yet lodged your tax return, use the information on the amended payment summary – not the original – to complete your return. However, if you have already lodged your tax return and then receive an amended payment ...

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ME home loan supporting document checklist.

www.mebank.com.au

Most recent notice of assessment/PAYG payment summary or income statement (tax ready status) through ATO single touch payroll, no older than 14 months; OR Most recent personal tax return, no older than 14 months ; OR The final payslip from the last financial year which has a YTD figure included OR

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Tax file number declaration

www.dtf.vic.gov.au

Q a payment summary issued to you by your payer. If you have a registered tax agent, they may also be able to tell you your TFN. If you still can’t find your TFN you can: Q phone 13 28 61 between 8.00am and 6.00pm, Monday to Friday Q visit your nearest ATO shopfront (phone 13 28 61 to make an appointment).

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DIGITAL FINANCIAL SERVICES POLICY

www.mofep.gov.gh

of a virtual payment addressing system, a payment bridge and a governance structure 5. Digital payment use cases Prioritize the digitization of payment use cases such as small-value informal pensions, government payments, remittances, merchant payments, and utility payments, leveraging technologies to improve design, delivery and monitoring.

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