Transcription of FAQs on the Calculation of Loan-To-Value Ratio for
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Board of Governors of the Federal Reserve System Federal Deposit Insurance Corporation National Credit Union Administration Office of the Comptroller of the Currency Office of Thrift Supervision Frequently Asked Questions on Residential Tract Development Lending (September 8, 2005). Purpose The Board of Governors of the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the National Credit Union Administration (NCUA), the Office of the Comptroller of the Currency (OCC), and the Office of Thrift Supervision (OTS) (the agencies).
4. What are the supervisory LTV limits for residential tract developments? Answer: An institution may lend up to 65 percent of the value for raw land, 75 percent for
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