Transcription of Freddie Mac Flex Modification Reference Guide
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Freddie Mac Flex Modification Reference Guide
Freddie Mac flex Modification Reference Guide January 2018 This Page Intentionally Left Blank January 2018 Page i Freddie Mac flex Modification Reference Guide Table of Contents Introduction .. 1 When to Implement the flex Modification .. 1 Eligibility Requirements for flex Modifications .. 2 Exclusions .. 4 Exceptions .. 4 Soliciting the Borrower for a flex Modification .. 5 Streamlined Offer for flex Modifications .. 5 Evaluating the Borrower for a flex Modification .. 6 Documentation Requirements for flex Modifications .. 6 Determine the Post- Modification MTMLTV Ratio .. 7 Determine Eligibility for a flex Modification Trial Period Plan Based on Estimated Modification Terms: Post- Modification MTMLTV Ratio Greater than or Equal to 80 Percent.
January 2018 www.FreddieMac.com/learn/ Page i Freddie Mac Flex Modification Reference Guide Table of Contents Introduction..... 1
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