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Freddie Mac HomeOne

Mortgage Products ALL IN. First-time homebuyers make nearly half of all housing purchases, yet saving for a down payment is this group s biggest barrier to homeownership. We re going all in to help you close this gap and qualify more first-time homebuyers with the HomeOneSM 3% down payment PROFILEELIGIBLE PROPERTIESELIGIBLE MORTGAGESS ummary of Origination and Underwriting RequirementsAt least one borrower must be a first-time homebuyer* when the mortgage is a purchase transaction mortgage. *Per the single -Family Seller/Servicer Guide (Guide), a first-time homebuyer is defined as an individual who meets all the following requirements: Is purchasing the mortgaged premises. Had no ownership interest (sole or joint) in a residential property during the three year period preceding the date of the purchase of the mortgaged premises.

www.FreddieMac.com Te iormaio i i docme i o a reaceme or ie or iormaio od i e SineFami SeerSericer ide ad/or e erm o or Maer Areeme ad/or Maer Commime. P. Nmer Learn More about HomeOne • Review Chapter 4605 of the Single-Family Seller/Servicer Guide • Call the Customer Support Contact Center (800-FREDDIE)

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