Transcription of From Application to Closing - freddiemac.com
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From Application to Closing - freddiemac.com
Your Step-by-Step Mortgage GuideFrom Application to Closing In this Guide, you will learn about one of the most important steps in the homebuying process obtaining a mortgage. The materials in this Guide will take you from Application to Closing and they ll even address the first months of homeownership to show you the kinds of things you need to do to keep your home. Knowing what to expect will give you the confidence you need to make the best decisions about your home purchase. 1. Overview of the Mortgage Process ..Page 1 2. Understanding the People and Their Services ..Page 3 3. What You Should Know About Your Mortgage Loan Application ..Page 54. Understanding Your Costs Through Estimates, Disclosures and More ..Page 85. What You Should Know About Your Closing ..Page 11 6. Owning and Keeping Your Home ..Page 137. Glossary of Mortgage Terms.
Understand the total package. Ask for written estimates that include all points and fees. Compare the annual percentage rate (APR), which combines a loan’s interest rate with certain other fees charged by the lender at closing and over the life of the loan.
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