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HMDA Rule Overview & Update - aarmr.org

Joseph Devlin, Office of Regulations August 3, 2017 HMDA Rule Overview & UpdateGeneral DisclaimerThis presentation does not provide legal interpretation, guidance, or advice of the efforts have been made to ensure accuracy, the presentation is not a substitute for the the rules and their Official Interpretations can provide complete and definitive information regarding document does not bind the Bureau and does not create any rights, benefits, or defenses, substantive or procedural, that are enforceable by any party in any Brief History of HMDA Overview of the HMDA final rule CFPB Updates Race and Ethnicity Collection and Reporting Proposed amendments to Regulation C (2017 HMDA proposed rule & 500 Open-end proposal) CFPB HMDA Platfo

Brief History of HMDA Enacted by Congress in 1975, implemented by Board rulemaking in 1976 Both the statute and the regulation were amended several times

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