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Leakage of Participants’ DC Assets: How Loans, Withdrawals ...

Consulting Outsourcing Retirement Leakage of Participants' DC Assets: How Loans, Withdrawals , and Cashouts Are Eroding Retirement Income 2011. Leakage of Participants' DC Assets: How Loans, Withdrawals , and Cashouts Are Eroding Retirement Income Contents 3 Background 4 Loans 7 Withdrawals 10 Cashouts 13 Perspectives and Recommendations on Leakage 17 Conclusions 18 References 18 Contact Information Background As many studies have shown, there's a growing gap between retirement needs and resources. According to a recent Aon Hewitt report, Retirement Income Adequacy at Large Companies: The Real Deal 2010, only one in five full-career contributors in large 401(k) plans is projected to be able to meet their needs in retirement.

Leakage of Participants’ DC Assets: How Loans, Withdrawals, and Cashouts Are Eroding Retirement Income 3 Background As many studies have shown, there’s a …

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