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MetLife Dental Comparison Chart

63 Any co-payment or out-of-pocket cost may be reimbursed through your Medical Expense Page 56 for a partial list of eligible expenses or visit FBMC's Web site at for the full version of eligible expenses.$You may choose one of four Dental plans, offered by SafeGuard, a MetLife Company and Metropolitan Life. Select one of the SafeGuard DHMO Plans or one of the MetLife IndemnityDental Plans. Indicated below is a Comparison Chart of all the (Standard DHMO)SGC1033 Safeguard(High DHMO)SGC1034 MeTLIfeStandard PlanMeTLIfeHigh Plan Low co-payments No deductible Use panel dentist Low co-payments No deductible Use panel dentist In-Network* and Out-of-Network Benefits Choose a MetLife Preferred Dentist for lower out-of-pocket costsAnnuAl CAlendAr yeAr deduCtiBle(deductible applies to)nonen/Anonen/AIN-NetwOrk*nonen/AOUt-O f-NetwOrk$50/person $150/family(types A,B,C)IN-NetwOrk*$50/person$150/family(t ypes B,C) OUt-Of-NetwOrk$50/person$150/ family(types A,B,C)Annual calendar year maximum benefit (per person)nonenone$ 1500 (types A,B,C)$ 1500 (types A,B,C)$ 1500 (types A,B,C)$ 1500 (types A,B,C)EMPLOYEE PAYSEMPLOYEE PAYSEMPLOYEE PAYSPLAN PAYSPLAN PAYSPLAN PAYStYPe AOffice visitOral examProphylaxis (routine cleaning)

*** The co-payment amount for a full course of treatment is $3600 minus your plan's lifetime orthodontic benefit maximum of $1500 ($3600 - $1500 = $2100). www.myFBMC.com 77 The MetLife dental plans are the traditional indemnity insurance plan whereby you and your family may select the dentist of

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