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Microsoft Industry Reference Architecture for Banking …

Microsoft Industry Reference Architecture for Banking (MIRA-B) May 2012 Microsoft Corporation Microsoft Industry Reference Architecture for Banking Worldwide financial services Page 2 The intended audience of this document includes financial institution CTOs, technical and business architects, consultants, financial services technology vendors and others who are involved in making technology decisions within the Banking Industry . It assumes the reader is familiar with business and IT operations in the Banking Industry . For further information and updates related to MIRA-B, please visit Microsoft welcomes feedback and suggestions related to MIRA-B. Please email us at Microsoft Industry Reference Architecture for Banking Worldwide financial services Page 3 Contents Foreword .. 4 Introduction and Executive Summary .. 5 Traditional Silos vs. Shared Service Integration Approach .. 6 Microsoft Capabilities and Solutions in the financial services Industry .

profitability. Financial institutions are facing competition from non-traditional players; for example, global retailers providing in-store banking services, phone companies providing mobile financial services, P2P payments firms taking increasing share of …

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