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Monzo Bank Limited Annual Report and Group Financial ...

28 February 2021 Registration number 09446231 Registered Office Broadwalk House 5 Appold Street London EC2A 2 AGMonzo Bank LimitedAnnual Report and Group Financial Statements03 Strategic report04 Who we are and why we re here05 Our history06 Monzo at a glance07 Our Board10 Our Executive team11 Chair s review13 Chief Executive s review16 Our statement on COVID-1919 Our business model and strategy21 A review of our performance30 Risk management in Monzo37 Governance at Monzo52 Non- Financial Reporting statement54 Our approach to people58 Our community and social matters61 Our approach to the environment65 Respect for human rights, anti-bribery and anti-corruption68 Group Directors report73 Statement of Directors responsibilities75 independent Auditor s report88 Statement of comprehensive income90 Statement of Financial position92 Statement of changes in equity94 Statement of cash fl

75 Independent Auditors report 88 Statement of comprehensive income 90 Statement of financial position 92 Statement of changes in equity 94 Statement of cash flows 96 Notes to the financial statements What’s in this report? 02 Monzo Bank Limited Group Annual Report 2021. Strategic report 03 Monzo Bank Limited Group Annual Report 2021. We ...

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