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April 2021 Pennsylvania Housing Finance Agency ~ HOUSING FINANCE AGENCYHOMEOWNERSHIP PROGRAMSSELLER S GUIDEThe Pennsylvania Housing Finance Agency (PHFA) was created by the General Assembly in 1972, to provide affordable housing for older adults, families and individuals of modest means and persons with disabilities. For ten years, this mission was carried out solely through rental housing programs. In 1982, the first Homeownership Program was created, through which PHFA provides capital for single-family, home purchase loans. The Homeowners Emergency Mortgage Assistance Program (HEMAP) was created by Act 91 in 1983 as a foreclosure prevention program. Rental housing, homeownership, and foreclosure prevention remain as PHFA s core components. Housing industry professionals are a key component of PHFA s homeownership programs. This group of experts includes housing counselors, real estate agents, builders, lenders, brokers, appraisers, title agents, housing authorities, and nonprofit organizations.
April 2021 Pennsylvania Housing Finance Agency ~ www.phfa.org PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNERSHIP PROGRAMS SELLER’S GUIDE The Pennsylvania Housing Finance Agency (PHFA) was created by the General Assembly in 1972,
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