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, or both. You should ask - HUD
Shopping aroundfor a home loanor mortgage willhelp you to get the bestfinancing deal. A mort-gage whether it s a homepurchase, a refinancing, ora home equity loan is aproduct, just like a car, sothe price and terms may benegotiable. You ll want tocompare all the costs in-volved in obtaining a mort-gage. Shopping, comparing,and negotiating may saveyou thousands of rate, or both. You should askeach broker you work with how he orshe will be compensated so that youcan compare the different fees. Beprepared to negotiate with the brokersas well as the All ImportantCost InformationBe sure to get information aboutmortgages from several lenders orbrokers.
adjustable-rate loan, ask how your rate and loan payment will vary, including whether your loan pay-ment will be reduced when rates go down. Obtain Information from Several Lenders Home loans are available from several types of lenders— thrift institutions*, commercial banks, mortgage compa-nies, and credit unions. Different lenders may quote ...
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