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Overview of Insurance Law in the State of New Jersey

Overview of Insurance Law in the State of New Jersey By: Thomas Paschos, Esq. Thomas Paschos & Associates, Haddonfield, New Jersey I. Handling of Property & Casualty Insurance Claims A. Acknowledgment of Claim Under New Jersey law, insurers must acknowledge the receipt of a notification of claim within 10 working days after receiving it, unless payment is made within such period of time. See 11:2- (b). Furthermore, insurers must promptly provide all necessary claim forms, instructions, and reasonable assistance so that first-party claimants can comply with policy conditions. Compliance with this paragraph within 10 working days of notification of a claim shall constitute compliance with the above paragraph.

limitation, the insurance company must advise the claimant of the statute of limitations within 60 days before the expiration of the , unless the claimastatute nt is an attorney or represented by an attorney. D. Reservation of Rights Letter 1. Insured Right to Reject Defense

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