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PHFA Mortgage Programs At a Glance

PHFA Mortgage Programs At a Glance For additional program guidelines please review the PHFA Seller s GuideSeptember 2018 HFA Preferred Risk SharingTMHFA PreferredTMKeystone GovernmentLoan (K-Gov) & Streamline RefinanceKeystone Home LoanEligible Products Fully amortized HomeReady , with fixed-rate & 30 year term Fully amortized HomeReady , with fixed-rate & 30 year term FHA, VA, RD with fixed-rate & 30 year term Conventional, FHA, VA, RD with fixed-rate & 30 year term Eligible Purpose Purchase & refinance Purchase & refinance Purchase(FHA, VA & RD) refinance (FHA & VA) Purchase only Automated Underwriting DU only DU only FHA & VA Loans - DU or LP RD Loans - GUS only Conventional DU.

Eligible Purpose Purchase & Refinance Purchase (FHA, VA & RD) Refinance (FHA & VA) Purchase only New Construction Rate Lock Program N/A N/A 180-day rate lock for new construction. KHL Loans ONLY ... qualified first-time homebuyers to be used for DP and CCA . PHFA Mortgage Programs At a Glance

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