Transcription of Practical Money Skills Workbook
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Practical Money Skills WorkbookSmart Tips for Better Money ManagementPractical Money Skills Workbook 1 Budgeting Basics 2 Mastering Your Money 2 Making a Plan 5 Monthly Expense Tracker 6 Balancing Your Budget 8 Online and Mobile Banking 10 Your Money and Online Banking 10 Cashless Payments 12 Checking Account 14 Getting Started: Banking Options 14 Good Record-Keeping 17 Debit Cards 18 Debit Versus Credit: What s the Difference? 18 Things to Remember 19 Savings Account 20 Saving for a Rainy Day 20 Savings Worksheet 21 Understanding Credit 22 What is a Credit Score?
purchases can add up. By making a habit of tracking your expenses, you can see where your money is going, curb unnecessary spending and increase your savings. 2 Practical Money Skills Workbook Budgeting Basics Tip: You can track your expenses using personal finance budgeting apps, which make budgeting more convenient than ever.
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