Transcription of Processing FHA TOTAL Mortgages - Freddie Mac
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Processing FHA TOTAL Mortgages - Freddie Mac
July 2017 Processing FHA TOTAL Mortgages Introduction This reference contains information to help you process Federal Housing Administration (FHA) Mortgages using Freddie Mac Loan Product AdvisorSM, including information on data entry requirements, obtaining the required merged credit report, completing an assessment and the FHA TOTAL mortgage Scorecard Feedback Certificate. The FHA TOTAL mortgage Scorecard (FHA TOTAL ) is a credit assessment engine developed, housed and maintained by the Department of Housing and Urban Development (HUD) to assess the credit worthiness of FHA borrowers and to predict the default probability of FHA loan applicants. The credit data used in the assessment and FHA TOTAL results are FHA proprietary information and are passed through Loan Product Advisor.
FHA Case Number FHA-assigned number identifying an FHA loan application. To be included on the Feedback Certificate and accepted by FHA, you must enter the FHA Case Number on or before the last submission. FHA Lender ID FHA-assigned number identifying the …
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