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R.M.I.S.

1 ROBERT MORENO INSURANCE SERVICES 22860 SAVI RANCH PARKWAY YORBA LINDA, CA 92887 PHONE: 714-738-1383 213-383-5590 Harco National Insurance Company Private Passenger Auto Program - General Rules (Effective 10/15/2016) Liability limits up to 250/500/100 and vehicles up to $100,000 in value may be written in this program. There is no restriction on vehicle values for Good Drivers. New Business Applications: No coverage is bound unless the application is complete and signed by both the applicant and the producer. Applicant and the producer WARRANT that the information on the application is true and correct to the best of their knowledge. All individuals 15 years of age or older living in the household must be listed as a driver or excluded. If an applicant is married, the spouse must be listed or excluded as a driver. Applications not in compliance will be rejected with no coverage bound. Binding: Risks can be bound by general agent no earlier than 12:01 of the Post office postmark date on the envelope transmitting application.

Monthly Direct Bill: 1/12 annual premium plus fees as down payment. Equal monthly payments will be billed for the remainder of the term.

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