Transcription of REVISED VA MAKING HOME AFFORDABLE PROGRAM
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REVISED VA MAKING HOME AFFORDABLE PROGRAM
(LOCAL REPRODUCTION AUTHORIZED) Veterans Benefits Administration Circular 26-10-6 Department of Veterans Affairs May 24, 2010 Washington, DC 20420 REVISED VA MAKING home AFFORDABLE PROGRAM 1. PURPOSE. This circular provides authority and REVISED instructions for modifying VA-guaranteed home loans in accordance with the President s MAKING home AFFORDABLE (MHA) PROGRAM . These new procedures will be effective immediately, and replace the instructions issued in Circular 26-10-2, dated January 8, 2010. The intent of these instructions is to ensure that veteran borrowers receive the opportunity to be considered for AFFORDABLE loan modifications when other home retention loss mitigation options are not feasible.
home retention loss mitigation options provide an affordable payment, the servicer must evaluate the loan for a HAMP-style modification prior to deciding that the default is insoluble and exploring alternatives to foreclosure.
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