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SAFECO HOMEOWNERS POLICY Table of Contents

HOM-7030/EP 1/09G1 SAFECOHOMEOWNERSPOLICYT ableofContentsBeginningOnPageINSURINGAGR EEMENT1 SECTIONI PROPERTY COVERAGESCOVERAGEA DWELLING1 COVERAGEB OTHERSTRUCTURESB uilding Property WeCoverBuilding Property WeDoNot CoverBuilding Property LossesWeCoverBuilding Property LossesWeDoNotCover11111 COVERAGEC PERSONALPROPERTYP ersonal Property WeCoverPersonal Property WeDoNotCoverPersonal Property Losses We CoverPersonal Property Losses We DoNotCover44567 COVERAGED ADDITIONALLIVINGEXPENSEANDLOSSOFRENT7 ADDITIONALPROPERTY COVERAGES8 PROPERTYCONDITIONSD eductibleYourDutiesLossSettlement111112 SECTIONII LIABILITYCOVERAGESCOVERAGEE PERSONALLIABILITY ANDCOVERAGEF MEDICALPAYMENTS TO OTHERSL iabilityLosses We CoverLiabilityLosses We DoNot CoverADDITIONALLIABILITY COVERAGESLIABILITYCONDITIONS14141820

This exclusion does not apply toan otherwise covered property loss if the property loss is caused by an ... Fungi,WetorDry Rot,orBacteria meaning the presence, growth,proliferation orspread offungi,wet ... Property Coverages — Fungi, Wet or Dry Rot, or Bacteria in Section I — Property Coverages. 20. Collapse ...

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  Bacteria, Exclusion, Fungi, Or bacteria, Orbacteria

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