Transcription of Section C. Borrower Credit Analysis Overview
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Section C. Borrower Credit Analysis Overview
HUD 4, Section C4-C-1 Section C. Borrower Credit AnalysisOverviewIn This SectionThis Section contains the topics listed in the table NameSee Page1 General Guidelines for Analyzing BorrowerCredit4-C-22 Guidelines for Credit Report Review4-C-73 Evaluating Non-Traditional Credit andInsufficient Credit4-C-164 Borrower Liabilities: Recurring Obligations4-C-185 Borrower Liabilities: Contingent Liabilities4-C-216 Borrower Liabilities: Projected Obligations andObligations Not Considered Debt4-C-23 Chapter 4, Section CHUD General Guidelines for Analyzing Borrower CreditIntroductionThis topic contains information on the general guidelines for analyzingborrower Credit , including past Credit performance analyzing Credit history documenting Analysis of delinquent accounts lack of established Credit history verifying and documenting non-traditional Credit providers, and non-traditional mortgage Credit report (NTMCR).
verifying and documenting non-traditional credit providers, and non-traditional mortgage credit report (NTMCR). Change Date March 1, 2011 4155.1 4.C.1.a Past Credit Performance Past credit performance is the most useful guide to determining a borrower’s attitude toward credit obligations, and predicting a borrower’s future actions.
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