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Section C. Credit Reporting Requirements Overview

C. Credit Reporting RequirementsOverviewContentsThis Section contains the topics listed in the table NameSee Page1 Confidential Nature of Credit Information1-C-22 General Information on Traditional and Non-Traditional Credit Reports1-C-33 Three Repository Merged Credit Report(TRMCR)1-C-64 Residential Mortgage Credit Report (RMCR)1-C-85 Non-Traditional Credit Report (NTMCR)Requirements1-C-9 chapter Confidential Nature of Credit InformationChange DateOctober 18, forCreditInformationLenders must not divulge sources of Credit information, except as required bya contract or by law.

4155.1 Chapter 1 1-C-5 2. General Information on Traditional and Non-Traditional Credit Reports, Continued 4155.1 1.C.2.d Developing Credit Information A lender must develop credit information separately for any open debt listed on the loan application but not referenced in the credit report.

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